XRP Price Today: XRP Reclaims $1.40 as Whale Accumulation Hits $2.2B

Santiment-linked data cited by crypto analyst Ali Martinez shows large holders accumulated approximately 1.54 billion XRP, worth about $2.2 billion, over 96 hours.

The move comes as the XRP price consolidates after testing the $1.44-$1.45 area. At the same time, CryptoQuant data shows roughly 1.6 billion XRP flowed into Binance over a rolling 30-day period, the highest level since March. The two whale-flow measures point to unusually high activity among large holders, although they represent different types of wallet movements and should not be treated as the same signal.

XRP Price Reclaims $1.40

The XRP current price has remained volatile after the token recovered from the $1.24-$1.26 area. A 2-hour chart reviewed for this analysis showed the price around $1.433 on September 19, following a move from approximately $1.27 to $1.43.

XRP price chart. Source: Brave New Coin

That recovery produced a sequence of higher lows and stronger upward candles. The chart analysis described the short-term market structure as bullish but noted that the price was approaching an important supply area between $1.45 and $1.50.

Recent market data also shows that the price subsequently pulled back toward the $1.37-$1.39 area after testing higher levels. This leaves the $1.40 region as an important short-term reference for the XRP price today.

CryptoQuant’s whale-flow data adds another layer to the XRP news today. The firm reported that cumulative XRP inflows to Binance over 30 days reached approximately 1.6 billion tokens. CryptoQuant analyst Arab Chain described the figure as the highest level since last March.

XRP Whales Accumulate $2.2 Billion

The larger accumulation figure comes from Santiment data shared by Ali Martinez. Whale wallets reportedly increased their combined XRP holdings by about 1.54 billion tokens in 96 hours, taking balances to approximately 9.81 billion tokens.

Large XRP holders accumulated approximately 1.54 billion tokens worth $2.2 billion in just 96 hours, according to Santiment-linked data. Source: Ali Martinez via X

The timing is notable because the accumulation occurred during a period of price recovery. Data reported on September 20 showed XRP trading around $1.41, although the token remained below the recent $1.44-$1.45 highs.

The size of the move does not, by itself, establish why the wallets accumulated the tokens. It does, however, show a substantial change in the amount of XRP held by the tracked large-wallet cohort.

That distinction is important when assessing the XRP coin price. On-chain accumulation can coincide with increased demand, but wallet data does not reveal every investor’s intention or guarantee a particular price outcome.

Binance Inflows Add a Different Signal

The latest XRP whale data also contains a potentially contrasting development.

CryptoQuant reported approximately 1.6 billion tokens in cumulative whale inflows to Binance during the previous 30 days. The metric had declined through the spring and reached lower levels during May, June, and July before beginning to recover in August. It then accelerated during September.

CryptoQuant reports that XRP whale inflows to Binance reached a six-month high, with 30-day cumulative deposits rising to around 1.6 billion tokens, the highest level since March 2026. Source: CryptoQuant via X

CryptoQuant’s reported figure was explicit: “Cumulative inflows over the past 30 days reaching approximately 1.6 billion tokens—the highest level since last March.”

Exchange inflows deserve careful interpretation. Tokens transferred to Binance become more readily available for trading, which can increase potential market supply. However, an exchange deposit does not prove that the holder intends to sell.

Large holders can also move tokens for trading, liquidity management, collateral, or portfolio reallocation. Recent reporting on the CryptoQuant data likewise noted that the transfers alone do not establish an imminent sell-off.

As a result, the current XRP price is being shaped by two different whale-flow observations: significant accumulation in large-wallet balances and elevated transfers into a major exchange.

XRP Chart Shows $1.45-$1.50 Resistance

From a technical perspective, the next major test is the $1.45-$1.50 area.

The 2-hour chart identifies this zone as an order block or supply region. XRP was trading close to its lower boundary after recovering from the $1.24-$1.26 support area. A sustained move through $1.50 would place the higher $1.56-$1.58 region into focus on that chart.

XRP/USD traded near $1.4331 on the 2-hour chart, with technical analysis focused on market structure, liquidity, order blocks, fair value gaps, and key levels. Source: MarketStrategysignals on TradingView

The setup is not one-directional, however. The same analysis identifies $1.36-$1.39 as a fair value gap, or FVG, that could become relevant if the price retreats from resistance.

Below that, the $1.27-$1.30 region represents another demand area. The deeper $1.24-$1.26 zone remains the key structural support identified in the analysis.

These levels provide a framework for monitoring XRP rather than fixed price targets. A rejection near $1.45-$1.50 could bring the $1.36-$1.39 area back into focus, while sustained acceptance above the resistance zone would alter the short-term chart structure.

Moving Averages Remain Constructive

Other technical readings provide a mixed picture.

Recent XRP technical data places the 7-day simple moving average near $1.36 and the 20-day average around $1.37. The 50-day and 200-day averages are considerably lower, near $1.26 and $1.27, respectively. This means the price remains above several longer-term reference levels despite the latest pullback.

Shorter-term indicators are less uniform. TradingView’s technical summary showed neutral conditions in some views, while daily-oriented moving-average readings remained more constructive. RSI readings around the low-to-mid 50s also suggest that momentum is neither deeply overbought nor oversold.

The mixed readings matter because the XRP price has recently moved rapidly in both directions. A neutral RSI does not establish a trend by itself, while moving averages can lag sharp changes in market conditions.

XRP Price Faces a Key Structural Test

The current XRP price is therefore sitting between strong whale activity and a technically important resistance zone.

On the bullish side, large-wallet balances have risen sharply, the price has recovered above $1.40, and the token remains above several longer-term moving averages. The daily chart discussed by Ali Martinez also features an inverse head-and-shoulders structure, with the neckline near $1.55.

Martinez described the setup as “XRP on the verge of triggering a 35% rally,” referring to the potential move if the neckline is decisively broken.

That remains a technical scenario rather than an established outcome. A confirmed breakout would require the price to move through the relevant resistance and hold the level rather than briefly trade above it.

On the other side, the 1.6 billion tokens Binance inflow figure means exchange-related whale activity is also elevated. If a meaningful portion of those tokens enters the spot market, additional supply could affect short-term price action. The available data does not establish whether that will happen.

XRP Price Today: Levels to Watch

For traders following the XRP price today, several levels stand out from the combined technical and on-chain data.

The $1.40 area has become an important near-term reference after XRP’s recovery. Above it, the $1.44-$1.45 region corresponds with recent highs, while $1.45-$1.50 represents the more significant 2-hour supply zone.

A sustained move above $1.50 would bring the $1.55-$1.58 region into focus. The $1.55 level is also significant because it corresponds with the inverse head-and-shoulders neckline highlighted in recent analysis.

On the downside, $1.36-$1.39 is the first technical area to monitor, followed by $1.27-$1.30 and the deeper $1.24-$1.26 support zone.

For now, the price remains caught between elevated whale activity and an important resistance band. The next decisive move will depend on whether XRP can establish acceptance above the nearby supply zone or instead return toward its recent support areas.