The best travel credit cards in Canada for 2025

To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started.

Best travel credit cards in Canada

featured

Gold: Best travel credit card

Scotiabank Gold American Express Card

Earn up to 6 Scene+ points per $1 spent and access incredible travel perks, including no foreign transaction fees.

GO TO SITE

Annual Fee: $120

Interest Rates: 20.99% purchase, 22.99% cash advance, 22.99% balance transfer

Welcome offer: $450 value Earn up to $$780 in value in the first 12 months, including up to 40,000 bonus Scene+ points. To qualify, apply by July 1, 2025

featured

Silver: Best travel credit card

American Express Cobalt Card

One of the fastest ways to earn flexible Membership Rewards points. You can transfer points to Aeroplan to boost their value.

GO TO SITE

Annual Fee: $156

Interest Rates: 21.99% purchase, 21.99% cash advance, N/A balance transfer

Welcome offer: $150 value Earn 1,250 points for each month you spend $750, up to a maximum of 15,000 points.

featured

Bronze: Best travel credit card

MBNA Rewards World Elite Mastercard

Get 5 MBNA Rewards points per $1 across five categories, plus an annual bonus of 10% of the points earned over 12 months.

GO TO SITE

Annual Fee: $120

Interest Rates: 19.99% purchase, 24.99% cash advance, 22.99% balance transfer

Welcome offer: $200 value Earn 20,000 bonus points (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days.

Popular travel credit cards in Canada

Compare your travel card options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more. Use this tool to compare credit card options, or keep scrolling for our editors’ top picks.