
The move allows Ripple and other DFSA-regulated firms to legally use the stablecoin in the city’s financial free zone, further embedding Ripple into the Middle East’s growing blockchain ecosystem.
Ripple Secures Regulatory Nod for RLUSD in Dubai DIFC
RLUSD, pegged 1:1 to the U.S. dollar and supported by high-quality liquid reserves, is tailored for institutional usage rather than retail speculation. It operates under dual oversight from both the DFSA and the New York Department of Financial Services (NYDFS), ensuring compliance with some of the most stringent regulatory frameworks globally.
Ripple USD (RLUSD) is now a DFSA-recognized crypto token in Dubai, marking a key milestone in Ripple’s enterprise-grade, compliant expansion across the DIFC and UAE. Source: Ripple via X
“This approval reinforces RLUSD’s position as a stablecoin built with regulatory compliance and transparency at its core,” Ripple stated following the announcement. This event signals growing confidence in Ripple’s stablecoin infrastructure, especially in regions seeking to establish themselves as global fintech hubs. It also strengthens the company’s ability to deliver enterprise-grade digital asset solutions across multiple jurisdictions.
RLUSD Positioned for Cross-Border Utility
Ripple plans to integrate RLUSD directly into its DFSA-licensed payment platform in the UAE. Unlike typical stablecoins designed for on-chain swaps and crypto trading, RLUSD targets the inefficiencies of traditional cross-border payments, offering businesses a faster and more transparent alternative.
Ripple is now the first licensed payments company under regulation in Dubai, with XRP officially recognized as a currency in the UAE. Source: Levi via X
Jack McDonald, Ripple’s Senior Vice President of Stablecoins, emphasized the significance of the milestone. “The DFSA’s approval of RLUSD is proof of our commitment to building a stablecoin that meets the highest standards of trust, transparency, and utility,” he said.
By embedding RLUSD into its global infrastructure, Ripple aims to bridge blockchain-based technology with institutional-grade reliability, addressing long-standing concerns around stablecoin security and redemption rights.
XRP Price Reacts as Dubai Embraces Blockchain Innovation
The regulatory green light for RLUSD coincides with a modest XRP price rally. Through Tuesday, XRP is trading at $2.20—2% up over 24 hours. While the token is volatile between $2.00 and $2.50, experts comment that events like DIFC approval can be catalysts to further growth.
XRP was trading at around $2.20, up 2.55% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin
XRP price prediction graphs are indicating a potential breakout if XRP can reclaim the $2.23 resistance mark in the coming days. News gives fresh boost to Ripple XRP news that has been dominated in recent days by the never-ending XRP lawsuit filed against the U.S. Securities and Exchange Commission (SEC).
Ripple Expands UAE Footprint with Strategic Partnerships
The RLUSD approval is just one component of Ripple’s broader push into the UAE market. The company has already formed partnerships with local players like Zand Bank and Mamo, both of which are expected to be early adopters of Ripple’s blockchain-powered payment solution.
In a parallel initiative, Ripple recently joined forces with Ctrl Alt to support the Dubai Land Department’s real estate tokenization project. This effort will place land title records on the XRP Ledger in real-time—demonstrating Ripple’s focus on practical, government-backed use cases for its platform.
Reece Merrick, Ripple Middle East and Africa Managing Director, called the DIFC approval a “step forward for Ripple’s operations in the region.” Stablecoin adoption in the UAE rose 55% in 2024, he stated, which indicates strong demand for regulated digital asset solutions.
Ripple’s Regulatory Strategy: DIFC vs. XRP SEC Lawsuits
The varying regulatory frameworks in Dubai and the U.S. continue to shape Ripple’s global strategy. While the UAE provides comfort and cooperation in the mode of institutions like the DFSA, Ripple is still struggling to cope with matters concerning the XRP SEC lawsuit in the U.S.
Ripple is gaining global momentum as RLUSD launches on the XRP Ledger under real DFSA regulation—far from the SEC’s scrutiny. Source: XRP_TITAN via X
Ripple CEO Brad Garlinghouse has been a vocal critic of the U.S. policy for quite some time now, often referring to jurisdictions like Dubai as best-practice models of crypto regulation. With RLUSD now approved in DIFC, Ripple is positioning itself as a compliant blockchain operator with global legitimacy.
The news also reinforces Ripple’s focus on establishing trusted infrastructure in markets eager for blockchain solutions—notably as the Ripple lawsuit drags on in the United States.
Outlook: What RLUSD Means for Ripple and the XRP Ecosystem
RLUSD’s approval is more than a regulatory win—it signals Ripple’s growing relevance in institutional finance. By entering a market like DIFC, Ripple taps into a network of over 7,000 companies and a government openly supportive of fintech innovation.
While questions remain about how widely RLUSD will be adopted by other DFSA-regulated entities, the foundation is now in place. The integration of RLUSD into Ripple’s exchange infrastructure and payment rails may also improve Ripple market efficiency and XRP value over time.
As the crypto space continues to evolve, Ripple’s balanced approach—bridging blockchain innovation with regulatory compliance—could offer a roadmap for other firms navigating global crypto markets.