How Much Will $10,000 in XRP Be Worth by 2030, According to Gemini?

According to the information in its most pessimistic view, XRP could drop to $0.13—a 94% plunge from its current price of $2.18—citing limited adoption, regulatory challenges, and rising competition.

However, Gemini’s base case estimates XRP to reach between $5.10 and $6.28, fueled by continued adoption in cross-border payments. That would represent a 134% to 188% increase.

In its most optimistic scenario, Gemini forecasts XRP surging to between $12.68 and $29.32 by 2030. This bull case hinges on factors like institutional adoption, XRP ETF approval, and XRP’s utility in tokenization and payments.

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Currently, $10,000 in XRP buys approximately 4,587 tokens. If Gemini’s bearish scenario plays out, those tokens would be worth just $596 by 2030. Under the base case, their value could rise to between $23,394 and $28,807. In the bullish scenario, that same investment could skyrocket to as much as $134,495.

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