Understanding your Debt-to-Income Ratio (DTI) is crucial when applying for a mortgage. This figure helps lenders assess your financial health by comparing your monthly debt payments to your gross income, guiding you toward a manageable loan. DTI Basics to Know Before Applying for a Mortgage
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Understanding your Debt-to-Income Ratio (DTI) is crucial when applying for a mortgage. This figure helps lenders assess your financial health by comparing your monthly debt payments to your gross income, guiding you toward a manageable loan. 
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