Dividend Income Summary: Bert’s September Dividend Income Summary (2025)

I’m back with a Dividend Income update after taking several months off.  Life has been absolutely crazy lately and I appreciate everyone’s patience.  September was a fantastic dividend income month for me, as we crossed over $5,000. In this post, we will review my September Dividend Income total and share a few observations about the passive income stream.

Why I Invest in Dividend Stocks

I invest in dividend stocks to grow a my passive income with dividend income. One day, my dividend income will be large enough to cover my monthly expenses and allow us to retire early. That is why we are always relentlessly searching for undervalued dividend stocks to buy. To put our hard earned cash to work.

We save a high percentage of our income each month, to help fuel our dividend stock portfolio. Having a high savings rate is a key pillar of our strategy and helps fuel the fire and push the snowball further down hill. While we are waiting to invest our money in the market, it is earning a high interest rate in accounts. There is NOTHING more critical than maximizing EVERY DOLLAR in your savings account.

The  primary savings account I use is SoFi – 3.8% APY on all savings accounts (lower for your checking account). 

SIGN UP FOR SOFI CHECKING & SAVINGS ACCOUNT 

Bert’s September Dividend Income Summary

In May, we earned $5,140.66 in dividend income.  That is a 19% dividend increase compared to last year.  Let’s freaking go everyone!

Of course, September is the 3rd month of the quarter.  That means that our September dividend income totals were boosted by payments from mutual funds and ETFs. In fact, over half of our dividend payments were from mutual funds or ETFs.

The catalyst for the large growth in fund payments are our consistent dividend payments into SCHD and maximizing our 401(k) contributions.   Every week, we buy 30 shares of SCHD in my wife’s account.  We have amassed over 2,000 shares and a market valued of over $60,000.  The SCHD position is producing huge dividend income totals each quarter.  In September, SCHD paid us a $580!

Watch: SCHD PAID US A HUGE Q3 DIVIDEND

The 401k contributions are also starting to add up.  We invest our 401k contributions into S&P 500 funds, spread across multiple accounts.  The funds are VIIIX, FXAIX, and VSMPX.   In total, the 3 funds paid us $1,853.   That means that SCHD and our 401ks accounted for nearly half of our September dividend income total.  Wow!

Individual Stock Dividend Payments

There was other great news with our September dividend income total too.  We had a fantastic month of individual stocks paying us a large dividend.

We won’t list every individual dividend payment received during the month. Instead, the following table shows the Top 10 dividend payments received in September.  In total, the Top 10 accounted for $1,016.74 in dividend income.  That represents nearly 20% of our monthly dividend income total.

The Top 10 shows an interesting concentration in our portfolio.  Two stocks dominate, as both my wife and I receive large dividend payments from Johnson & Johnson and T. Rowe Price.  Thank goodness Johnson & Johnson’s stock price had a strong run in 2025 and we are seeing some strong market appreciation.  Luckily, for a long period of time, we were DRIPing 1 share per quarter of Johnson & Johnson while the stock price remained in the mid $100s.   Outside of JNJ and TROW, the biggest risk to our income is a potential dividend cut from UPS.  We are keeping a close eye on the stock and monitoring it closely to avoid a devastating impact to our dividend income.

Summary

We couldn’t be happier with the strong month of dividend income.  We are blessed to have received over $5,000 in dividend income in a year, let along a quarter.  Slowly, but surely, the foundation is being laid to reach financial freedom.  Each month produces more dividend income and pushes the dividend snowball further down the hill.

How much dividend income did you receive in September? What was your September Dividend Income total?

-Bert

The post Dividend Income Summary: Bert’s September Dividend Income Summary (2025) appeared first on Dividend Diplomats.